Home Insurance Frisco TX: 5 Safety Tips To Lower Home Insurance Costs

Home Insurance Frisco TXIf you are a North Texas homeowner, you know that home insurance Frisco TX is a necessity that protects you from loss if something happens to your home.  You also know there are a number of ways that you can save on the cost of your insurance, from shopping around for insurance to choosing a higher deductible or less coverage.  But did you know that you may be able to lower the amount of money you pay in premiums and reduce the likelihood of having to file a claim on your insurance if you make your home safer?  Here are 5 safety tips that may reduce the cost of your insurance:

1 – Home Insurance Frisco TX:  Install A Burglar Alarm

You can usually get a discount of at least 5 percent when you install a burglar alarm.  Some insurance companies may even cut your premiums by as much as 15 or 20 percent if your burglar alarm system rings at a police station or other monitoring station.  These types of systems aren’t cheap, so before you have one installed, check with your insurance company to find out which type of system they recommend and how much you’ll save on premiums.

2 – Insurance Agency Frisco TX:  Replace Rubber Hoses With Steel Flex Hoses

The rubber hoses that carry water to your washer, refrigerator, dishwasher and faucets can tear or degrade over time, which can lead to flooding and serious water damage inside your home, especially when you’re away from home.  Replacing rubber hoses with flexible, steel hoses is a quick fix that can help to ensure that you won’t have to make water damage claims that can raise your insurance rates.

3 – Home Owners Insurance Frisco TX:  Put Smoke Detectors And Fire Extinguishers On Every Floor

Putting smoke detectors and fire extinguishers on every floor of your home, especially near areas where fires are most likely, like your kitchen and fireplace, may lower your insurance premiums.  Even if they don’t affect your monthly insurance costs directly, they can alert you quickly to a fire in your home so that you can extinguish it before there is any significant damage, which will reduce the amount of any claim you make.

4 – Home Owners Insurance Frisco TX:  Install A Shut-Off Valve On Your Water Heater

Water heaters can develop leaks, either over time or from faulty manufacturing.  Though there isn’t much you can do to prevent a water heater from leaking, you can limit the amount of water damage done to your home by having a plumber install an automatic shut-off valve on your water heater that senses when there is a leak and alerts you with an alarm.

5 – Insurance Agency Frisco TX:  Move Grills And Fire Pits To A Safe Distance

Each year, U.S. fire departments respond to an average of 8,900 home fires involving grills.  Your grill or fire pit should be at least 20 feet from any part of the structure of your home.  Never leave a fire unattended, especially if there are children around.  Make sure that brush, paper items or flammables are kept away from the grill and never use a grill on your deck or inside your home.

To find out more about safety measures you can take that will either lower your premiums for home insurance Frisco TX or keep you from having to file claims that can raise your rates, talk to the insurance experts at the Anthony Blackmon Agency.  Call (469) 291-9006 or visit www.anthonyblackmonagency.com.

Home Insurance Frisco TX
Anthony Blackmon Insurance Agency
9191 Kyser Way, Suite 200
Frisco, Texas 75034
(469) 362-8484

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