Home Insurance In Frisco TX: Tips To Lower Your Home Insurance Rates

Home insurance Frisco TXWe’re all looking for ways to save money these days and one of the best ways to save money – possibly a lot of money – is by lowering the cost of your home insurance in Frisco TX.  The first step is usually to shop around for the best policy at the best price.  When you have an agent who represents more than one insurance company, he can compare different policies and rates for you in one place so that you don’t have to go from one insurance company to another.  And a reputable agent will only work with highly-rated companies so you can be sure that you’re choosing from the best of the best.

Another way to lower your home insurance in Frisco TX is to choose a policy with a higher deductible.  Raising your deductible, the amount you have to pay when you make a claim, to $500 or even $1000 will lower your monthly premiums significantly.  You must also make sure that you purchase the amount of insurance it will take to rebuild your current home so don’t confuse the price you paid for the home with the price of rebuilding.  When you bought your home, you paid for the structure and the land.  In the case of a catastrophe, the land under your home won’t be damaged so only get as much insurance as it takes to rebuild the home itself.

Improve your home security to lower costs.  Most insurance companies offer discounts of at least 5 percent for installing smoke detectors, burglar alarms and even deadbolt locks.  You can sometimes get bigger discounts for more intricate alarm systems that send alerts to a security company or the local police.  Since these are expensive, ask your agent if there is a discount before you install a system.  Since insurance companies, like most other service companies, use your credit history more and more when they set your rates, maintain good credit.  Keep credit card balances low and pay all of your bills on time.  Be sure to check your credit history and rating for accuracy as well.

A great way to save money on home insurance in Frisco TX is to have more than one kind of insurance with the same company.  Many insurers offer discounts to customers who have home and auto policies with them.  Many also offer incentives for customer loyalty.  And don’t be afraid to ask your insurance agent about any other discounts you may be eligible for like discounts for retirees or military personnel or members of professional associations.  When you have an agent you trust, he’ll likely make sure you know about discounts before you can even ask about them.

The insurance agent in Frisco, TX who can make sure that you have the lowest price possible for the best home insurance policy possible is the Anthony Blackmon Agency.  To find the best policy for your home, call us at 469-291-9006.  And visit www.anthonyblackmonagency.com to learn more about our services and the insurers we work with.

Home insurance Frisco TX
Anthony Blackmon Insurance Agency
9191 Kyser Way, Suite 200
Frisco, Texas 75034
(469) 362-8484

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