Colder weather is on its way to North Texas and the last thing you want to have to worry about is making a homeowners insurance claim because you didn’t adequately prepare your home for all of the hazards that come with freezing rain, icy winds and possibly even a little snow. Here are some tips you can use to get your home winter-weather ready:
On The Outside Of Your Home
- Make sure all of your gutters are free of debris that can keep melting ice and snow from running off of your roof. If you don’t have them already, have gutter guards installed that can keep more leaves from collecting in your gutters.
- Have a roofing company check your roof to make sure that all shingles and flashings are in place and secured so that your home won’t be vulnerable to water damage from ice and sleet.
- Trim your trees and remove all week branches before they freeze and break off, potentially damaging property or injuring people on your property.
- If you have steps or handrails on a porch or deck, make sure they’re sturdy and secure in case steps become slippery with ice.
- Turn off outside spigots, disconnect garden hoses and cover the spigots with inexpensive styrofoam covers to help prevent frozen pipes.
- Seal cracks and holes around the foundation and on exterior walls to keep moisture and cold air from getting into your home.
On The Inside Of Your Home
- Check your attic, crawlspace and/or basement for exposed pipes. Wrap them in foam insulating sleeves to keep them from freezing.
- Check your attic insulation to make sure it’s adequate to keep too much hot air from rising into the attic. Escaping heat will not only result in less heat to the rest of your home but it can also cause ice and snow on your roof to melt and then refreeze into ice dams at the edges of your roof.
- Keep your house warm. Set your thermostat no lower than 65℉, especially if you’re going to be away from home for any length of time. This will help to keep the plumbing inside your walls warm so that they don’t freeze.
- Consider having your heating systems checked to make sure that it is functioning optimally. Also be sure to have your fireplace checked for creosote buildup; creosote is highly-combustible inside a working fireplace.
- Check around doors and windows to look for cracks and deteriorating insulation that can let warm air escape your home and allow cold air in.
- Make sure your smoke and carbon monoxide detectors are in good working order. Carbon monoxide deaths increase in the winter time with the use of gas-fired home heating systems.
Getting your home ready for winter weather will ensure that your family and property are safe from harm and will reduce the likelihood that you’ll need to file a claim against your homeowner’s insurance. To get the best homeowners insurance policy, call the Anthony Blackmon Agency in Frisco, TX at (469) 291-9006 or visit www.anthonyblackmonagency.com.
Homeowners Insurance Frisco TX
Anthony Blackmon Insurance Agency
9191 Kyser Way, Suite 200
Frisco, Texas 75034